This is the final submission of our thesis. We already completed and submitted the first two parts :- Research proposal and Literature review on this topic (which are uploaded). The third and final submission is the continuation of these works. Now the final submission which carries 50% has to have a survey and data analysis with programming. The survey needs to be conducted on this topic by obtaining information from both private and public banking or financial institutions within Indian subcontinent. A data analysis needed to be done with programming like R or Python based on the survey. We are also attaching sample thesis from business school as well. We are also attaching the guidelines under student guide master thesis to do this. All the references from peer reviewed academic articles (CNRS, FNEGE
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